FHA LOANS
DOCUMENTS NEEDED FOR FHA LOANS
See below for documents that you may be asked for during the loan application process; however, your loan officer may also request additional documentation.
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Employment
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W-2 & 1099 Statements for Past 2 Years
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Pay-Check Stubs for Past 2 Months
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Self-Employed Income Tax Returns for the Past Two Years and YTD Profit & Loss Statements
Assets & Credit
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Complete Bank Statements for all Accounts for Past 2 Months
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Recent Account Statements for Retirement, 401k, Mutual Funds, Money Market, Stocks, etc.
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If Currently Renting: Landlord's Name, Address, Telephone Number, or 12 Months Cancelled Rent Checks
Personal
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Drivers License
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Social Security Card
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Any Divorce, Alimony, or Child Support Papers
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Green Card or Work Permit (if applicable)
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For Other Properties Owned: Mortgage Statements, Homeowners’ Insurance (HOI), Taxes, and Association Dues Information
Refinancing or Own Rental Property
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Note from any Current Loan
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Property Tax Bill
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Hazard Homeowners Insurance Policy
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Mortgage Statement for Current Mortgage
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Rental Agreements for any Rented Properties