Calculator

DSCR Calculator

Estimate the debt service coverage ratio for an investment property.

Quick Answer

Enter rental income and debt obligations to estimate a property's Debt Service Coverage Ratio. This calculator is for educational planning only — actual DSCR calculations, eligible rents, and underwriting requirements vary by loan program and lender.

Calculation Mode

Quick DSCR

$

The gross monthly rental income from the property.

$

The total monthly housing expense including principal, interest, taxes, insurance, and HOA.

This calculator is for educational planning only. Actual DSCR calculations, eligible rents, expenses, and underwriting requirements vary by loan program and lender.

DSCR Results

Estimated DSCR

0.00

Estimated property income is below estimated debt service under these assumptions.

Monthly Income$0
Monthly Debt Service$0

Results are estimates for educational purposes only and are not a loan offer, approval, preapproval, commitment to lend, or guarantee of terms.

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